Auto insurance provides financial protection against vehicle damage or theft, as well as coverage for third parties in case of an accident.
It may include 24-hour roadside assistance, rental car coverage, and protection against bodily injury and property damage.

Main coverage options include:

• Collision coverage: Covers damage to your vehicle in an accident.
  
  
• Theft and vandalism coverage: Protects against theft and vandalism.
  
  
• Liability coverage: Covers bodily injury and property damage to others.
  
  
• Comprehensive coverage: Protects against non-collision events such as fire, weather, or vandalism.
  
  
• 24-hour roadside assistance: Includes towing, tire change, and emergency mechanical help.
  
  

Rental car coverage: Provides a replacement vehicle while yours is being repaired.

In some states, like Florida, certain types of auto insurance coverage are mandatory — usually liability coverage for third parties.
Check your state’s specific requirements to ensure compliance with local laws.